The Architecture of
Lasting Security.
We consolidate fragmented pension pots into a single, high-performance vehicle. Institutional-grade asset management for individuals who demand clarity and rigorous risk control.
Comprehensive Wealth
Structuring Protocols.
We employ institutional strategies to unify fragmented pension assets, ensuring tax efficiency and rigorous compliance across all jurisdictions.
Pension Consolidation
Fragmented pots erode value through duplicate fees and incoherent strategy. We unify your holdings into a singular, high-performance vehicle designed for the modern regulatory environment.
- Fee Structure Analysis
- Risk-Adjusted Rebalancing
- Cross-Border Compliance
Strategic Clarity
Tax Optimization
Mitigating liability through authorized pension vehicles and inheritance planning structures.
Fiduciary Standard
We operate under a strict fiduciary mandate, placing client interest above all market incentives.
Request a Portfolio Audit
Receive a complimentary, confidential analysis of your current pension arrangements.
The Architects of
Certainty.
Our investment committee combines over 120 years of institutional asset management experience. We deploy rigorous risk controls to protect your legacy.
James Sterling
Former head of derivatives at Barclays. Specializes in liability-driven investment strategies for pension consolidation.
Elena Vance, CFA
Ensuring every portfolio meets the strictest regulatory frameworks. 20+ years in FCA oversight.
Dr. Aris Thorne
Specializing in intergenerational wealth transfer and tax-efficient pension structuring.
Clarity on your
capital structure.
Navigating pension consolidation requires precision. We answer the most critical questions regarding tax efficiency, transfer timelines, and asset protection.
How does the consolidation process affect my existing guarantees?
Certain legacy pension schemes include guaranteed annuity rates or protected tax-free cash sums. Our initial audit identifies these safeguarded benefits immediately.
We strictly advise against transfer if the loss of these guarantees outweighs the benefits of consolidation. Your audit report will explicitly detail any such trade-offs before we proceed.
What is the typical timeline for a full transfer?
While industry averages hover around 12 weeks, our direct integration with major institutional providers often reduces this to 4-6 weeks. However, complex defined benefit schemes may require a mandatory statutory analysis period of up to 3 months to ensure full regulatory compliance.
How are management fees structured?
We operate on a flat-fee basis for the initial consolidation architecture, ensuring no conflict of interest. Ongoing portfolio management is charged at a tiered percentage (0.65% to 0.35%) based on assets under management (AUM), significantly below the industry standard for bespoke wealth services.
Is my capital protected against institutional failure?
Yes. All client assets are held in ring-fenced custodian accounts separate from our corporate funds. Furthermore, eligible deposits are protected by the FSCS up to £85,000 per institution. We diversify holdings across multiple Tier-1 custodians to maximize this statutory coverage.
Regulating the future of wealth. We provide the architectural framework for institutional-grade pension consolidation and secure asset management.
Market Intelligence
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London HQ
-
One Canada Square
Canary Wharf, London
E14 5AB - +44 (0) 207 123 4567
- secure@pensionarch.com
© 2024 PensionArch Ltd. All rights reserved.
PensionArch Ltd is authorised and regulated by the Financial Conduct Authority (FCA). Reference number 123456. Registered in England & Wales No. 888999. Capital at risk. The value of investments can go down as well as up.